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"Given that growth in the past decade or so was very much driven by debt-financed investment, deleveraging may lead to a sharp reduction in investment," Molnar said. "Therefore it is important to make sure that investment projects with a net present value obtain financing."

"For example, some internet operators have made clearer and stricter rules on reviewing products or services on their platforms to prevent unnecessary disputes," she added.

"Financial institutions, having the function of operating risks, need to better balance the relationship between fulfilling social responsibility and preventing financial risks," Liu Guoqiang, the central bank's vice-governor, said in Jinping, a county in Guizhou province, on Thursday.

"For some irregularities in the history of some private enterprises, (we) should see the problem in the light of the development and follow the principle of 'crimes and punishment stipulated by law' and the principle of 'innocent until proved guilty', so that entrepreneurs can unload their mental burden and move on," Xi said.

"For better user experience, more and more consumers choose to make an order online and get the service offline. Orders including basic car maintenance and tire replacement can all be made online," said the report.